Established in 2006, REPAY – Realtime Electronic Payments is a premier full-service provider of electronic transaction processing services and advanced payment technology including debit and credit card processing, ACH processing and electronic bill payment systems with full IVR, text and mobile capabilities. 

REPAY is dedicated to maintaining a gold standard of Compliance within its industry, and as such, has successfully completed both SOC 1 Type 2 and SOC 2 Type 2 audits and continues to complete both audits as attestations to REPAY’s operating standards. Additionally, REPAY completes an annual PCI audit to attest to its information security standards. Both the most recent SOC reports and PCI AOC have been included for your reference. Additionally, you will find the most recent copy of REPAY’s business license, in addition to our insurance rider (including cyber insurance coverage). 

Please note that no significant changes to the Compliance Management System or significant findings have occurred as of the dates of these audits. Please also be aware that within the past 5 years, REPAY has not been the subject of any State or Federal regulatory investigation or compliance enforcement action. Further, REPAY has not ever been involved in a major security breach. Impact assessments for relevant breaches have been included on this page. 

Please accept this documentation as attestation of REPAY’s continued compliance at the state and federal level. Should you have any additional questions, please do not hesitate to contact our Compliance Department by email at: compliance@repay.com.